Private Health Insurance

HICAPS rebate services


We bulk bill for Child Dental Benefits Schedule (CDBS) and various dental vouchers issued by public community clinics.

All health funds are accepted and processed on-the-spot via HICAPS rebate services for your convenience.

We are a part of Australia’s largest not-for-profit health fund, HCF’s “More for teeth” program. It is available to HCF members with selected extras cover, it offers 100% back on a range of diagnostic and preventative services – (subject to annual limits). More for Teeth also covers you for x-rays and mouthguards.

At MDC, we believe you have the right to choose health providers who you are most comfortable with and can provide you with the most suitable treatment available. Your choices shouldn’t be influenced by private health funds.

Preferred provider of major private health funds are contracted dentists who meet the fee criteria of the health funds. They are not chosen based on their standard of practice. This system can potentially put profits ahead of patients through over-servicing.

Pediatric Dentistry

Since 1 January 2014, Child Dental Benefits Schedule (CDBS) provides eligible children with up to $1,000 in benefits for basic dental services, capped over two consecutive calendar years.

Children are assessed for eligibility at the beginning of each calendar year, with eligibility lasting until 31 December of that year.

A child is eligible for the $1,000 benefit if they are:

  • Aged 2–17 years for at least one day of the calendar year
  • Eligible for Medicare, and
  • Part of a family receiving Family Tax Benefit Part A OR one of a number of other Australian Government payments.

Dental Vouchers:

Dental Vouchers issued under the following schemes at the public community clinics can be redeemed with us.

  • Victorian Denture Scheme – VDS
  • Victorian Emergency Dental Scheme – VEDS
  • Victorian General Dental Scheme – VGDS
  • Department of Veterans’ Affairs – Gold Card